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Simplifying Wealth.

At Sterling, we believe that managing wealth doesn’t have to be complicated. Our services are designed to give you the knowledge and confidence you need to take control of your finances. 

We’ll do the heavy lifting—you make the memories.

Our Services

With a combination of planning, consulting, and investing services, the Sterling team gives you all the resources you need to Plan Your Financial Future.

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Financial Planning

Managing significant wealth can be overwhelming. We work with you every step of the way to find a plan suited for you and your loved ones. Afterwards, we help you plan for life’s changes.

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Consulting

With years of experience in the field, the Sterling team can provide valuable insights and sound advice throughout your  journey to financial independence. Our clients can expect brutal honesty, counsel at all times, and acting in the best interest of our clients.

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Investing

We focus on a holistic investment strategy that involves all asset classes—not just stocks and bonds. Our team possesses unique insights into multiple areas of investing, allowing you to make the best decisions for you.

Scott Gardner Sterling Wealth Management

About Sterling

Hi! I’m Scott Gardner, the owner of Sterling Wealth Management. I am an entrepreneur, Investment Advisor Representative (IAR), and a real estate broker. 

I am a true fiduciary—that means my clients can expect to receive honest, thorough, and personalized advice and counsel that is always in their best interest.

As a financial advisor, my mission is to help individuals create and follow a financial plan and to increase financial literacy and awareness. As part of this effort, I post my thoughts in the Leaning and Insights section of this site. Check it out below!

Learning & Insights To Keep You Informed

November 2021 Economic Report

November 2021 Economic Report

Nov 22, 2021 | , , , ,

Recent polls indicate that most Americans believe the economy is doing poorly on account of persistent inflation. Some pundits have even begun to raise concerns over stagflation.

While there are elements of truth in their fears, I do not believe the sky is falling, nor do I believe that this is the last time we’ll be hearing inflation concerns over the next decade.

A lot is going on in the world right now, and there are many things to cover in this economic report, so hold on to your seats.

Stagflation is Coming!?

Stagflation is Coming!?

Nov 15, 2021 | , , ,

I have been reading many articles stating that the US is at risk of stagflation—a term used to describe a period with high inflation and stagnant growth. As someone who spends a lot of time studying economics and finance, I feel like these hit-piece articles fail to educate the reader properly, creating unnecessary fear and angst—my goal today is to fix that.

Learn More

ContactUs

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9516 W. Flamingo Road Suite 205
Las Vegas, NV 89147

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hello@sterlingwealth.net

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(702) 228-0500


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Please Complete For Your Free Checklist

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Send us an email

hello@sterlingwealth.net

Give us a call

(702) 228-0500

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9516 W. Flamingo Road Suite 205
Las Vegas, NV 89147
hello@sterlingwealth.net
(702) 228-0500

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IAR Information

Scott Gardner, President
FINRA CRD #6720246

Form ADV

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Privacy Policy

Privacy Policy

Investment advisers are required by law to inform their clients of their policies regarding the privacy of client information.

We are bound by professional standards of confidentiality that are even more stringent than those required by law. Federal law gives the customer the right to limit some but not all sharing of personal information. It also requires us to tell you how we collect, share, and protect your personal information.

Types of Nonpublic Personal Information (NPI) We Collect

We collect nonpublic personal information about you that is either provided to us by you or obtained by us with your authorization. This can include but is not limited to your Social Security Number, Date of Birth, Banking Information, Financial Account Numbers and/or Balances, Sources of Income, and Credit Card Numbers or Information. When you are no longer our customer, we may continue to share your information only as described in this notice.

Parties To Whom We Disclose Information

All Investment Advisers may need to share personal information to run their everyday business. In the section below, we list the reasons that we may share your personal information:

  • For everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus;
  • For our marketing—to offer our products and services to you;
  • For joint marketing with other financial companies;
  • For our affiliates’ everyday business purposes—information about your transactions and experiences and information about your creditworthiness; or
  • For non-affiliates to market to you. If you are a new customer we may begin sharing your information on the day you sign our agreement. When you are no longer our customer, we may continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

    • Protecting Confidentiality of Current and Former Client’s Information

    To protect your personal information from unauthorized access and use, we use security measures that comply with federal law, including computer safeguards and secured files and building.

    Federal & State Law Allows You To Limit Sharing –Opting Out

    Federal law allows you the right to limit the sharing of your NPI by “opting-out” of the following: sharing for affiliates’ everyday business purposes –information about your creditworthiness, or sharing with affiliates or non-affiliates who use your information to market to you. State laws and individual companies may give you additional rights to limit sharing. Please notify us immediately if you choose to opt out of these types of sharing.

    Definitions

    Affiliates–companies related by common ownership or control. They can be financial and non-financial companies.

    Non-Aaffiliates–companies not related by common ownership or control. They can be financial and non-financial companies.

    Joint Marketing–a formal agreement between non-affiliated financial companies that together market financial products or services to you.

     

    Please call if you have any questions. Your privacy, our professional ethics, and the ability to provide you with quality financial services are very important to us.

    Terms of Service

    Terms of Service

    By using this Website you acknowledge that you have read and understood the following terms and conditions:

    Please read these terms and conditions (the “Terms”) carefully. By accessing any page of Sterling Wealth Management Website (“this Website”), you agree to be bound by the Terms below. If you do not agree to the Terms, please do not access any pages of this Website. These Terms are a legal document setting out your rights and obligations and those of the legal entity, which is providing investment management and/or custody services for your account through Sterling Wealth Management with respect to this Website. As used herein, the term “Sterling Wealth” shall mean Sterling Wealth Management, LLC and each of its subsidiaries and/or affiliates. No advice or information, whether oral or written, obtained by you through or from this Website or from any conversation with a Sterling Wealth officer, employee or agent will operate to vary these Terms. Sterling Wealth may amend these Terms at any time without notice to you. Your continued use of the website following any such changes will mean that you accept and agree to such changes.

    Content of Site

    While care has been taken to ensure the information contained within this Website is accurate and up-to-date, no warranty is given as to the accuracy or completeness of any information and no liability is accepted for any errors or omissions in such information. All products referred to on this Website are subject to change without notice. Sterling Wealth may amend the Website and its products and services at any time with or without notice to you. You agree that Sterling Wealth shall not be liable to you or to any third party for any amendment, modification, suspension, or discontinuance of the Website or any products or services offered through the Website.

    Special notice to clients whose assets are held by custodians other than Sterling Wealth: If you need accurate information concerning your portfolio holdings, please contact your third party custodian.

    Sterling Wealth accepts no responsibility for any information contained in any Website accessed via a hypertext link from this Website. No other person/company may link their Website into this Website without the express written permission of Sterling Wealth. The content, accuracy and opinions expressed in such Websites are not checked, analyzed, monitored or endorsed by us. Access to any third party Website is at your own risk. You agree that Sterling Wealth has no responsibility or liability for third party Websites and that Sterling Wealth shall not be liable in any way for any damage or loss caused in relation to the content, goods, products or services available through such third-party Websites.

    Use of This Website

    You agree that you will only use the Website in a way which is consistent with the Terms and which complies with applicable laws and regulations. In particular, you agree that you will not use the Website to send or upload any material containing software, viruses or other codes, programs or files designed to interrupt, destroy, damage or limit the functionality of any computer software, hardware or telecommunications equipment or in any other manner which would interfere with or disrupt the Website.

    Important notice regarding email communications: If you wish us to purchase or sell any securities, or transfer any funds to or from any of your accounts, DO NOT send us such requests or instructions by email. Email is subject to mechanical and computer system failures and delays and therefore should not be used to send us time-sensitive information. When timely action in response to your message is desired, please telephone a member of your portfolio management team. Sterling Wealth will not be responsible for any direct, indirect, special, incidental or consequential damages attributable in any way to your use of e-mail, including any damages caused by any failure or delay with respect to the receipt or response to any information sent to us via email.

    Product Availability

    The information contained on this Website does not constitute a distribution, an offer to sell or the solicitation of an offer to buy. Certain products that may be detailed on this Website may only be available to persons in certain named countries. If you are accessing this Website outside the United States, your local or United States legislation may not permit us to offer products for you in your own country. Please check with your portfolio manager as to whether such products are available in the country in which you are a resident.

    Taxation

    Except where stated otherwise, the contents of this Website are based on Sterling Wealth’s interpretation of United States taxation law and practice as of the date such material was prepared. We can give no guarantee that tax benefits and/or the tax treatment of funds will remain the same in the future. The value of any tax benefits will depend on individual financial circumstances and the country of residence.

    Authorized Use

    Any person is hereby authorized to view and copy the information available from this Web server for personal or educational purposes only, provided that each copy includes any copyright, trademark or service mark notice or attribution as they appear, on the pages copied. The information and materials may not otherwise be reproduced, displayed, downloaded, licensed, modified, reposted, retransmitted, disseminated, sold, distributed, published, broadcast, circulated, used to create a derivative work or otherwise used for public or commercial purposes, without the express written consent of Sterling Wealth and the relevant information providers. You also agree not to use the information for any unlawful purpose. You agree to comply with reasonable written requests by Sterling Wealth to protect the information providers’ and Sterling Wealth’s respective rights in the information.

    Limitations of Warranties And Liability

    This information is provided “as is” and Sterling Wealth specifically disclaims all warranties of any kind, expressed, implied or otherwise, including, but not limited to, all warranties of merchantability, fitness for a particular purpose, or non-infringement. There is no representation or warranty that the personalized home page services will meet any user’s requirements, be uninterrupted, timely, secure or error-free. References to corporations, information providers, their services and products, are provided “as is” without warranty of any kind, either expressed or implied. In no event shall Sterling Wealth be liable for any special, incidental, indirect or consequential damages of any kind (including, but not limited to, lost profits, goodwill, trading losses and damages) or any damages whatsoever resulting from loss of use or data, whether or not advised of the possibility of such damage or loss. Sterling Wealth shall not be liable on any theory of liability arising out of or in connection with the use or performance of this information. Sterling Wealth strongly cautions you against sharing any personal information, such as your Login ID or password, with anyone else. If you elect to share your personal information with companies such as advertisers or consolidators of financial information, you understand that the use of your information is governed by the policies and practices of those companies and not by the policies and practices of Sterling Wealth. Sterling Wealth makes no representations or warranties about any of these other companies or their privacy policies, and Sterling Wealth has no liability or responsibility to its customers or visitors to this Website in connection with them. Once you click through to or supply personal information to an unaffiliated Website, Sterling Wealth’s privacy policies no longer apply. We strongly urge you to read the privacy policies of these other companies. Descriptions of, or references to, products, services or publications within Sterling Wealth’s Web server are provided for general information purposes only and do not imply endorsement approval of that product, service or publication. Sterling Wealth makes no warranty of any kind with respect to the subject matter or products listed herein, or the completeness, accuracy or reliability of the information. This publication could include technical inaccuracies or typographical errors. Changes may be made at any time to the information herein without prior notice. Some jurisdictions do not allow limitations on how long implied warranties last, the exclusion or limitation of incidental or consequential damages or the exclusion of certain implied warranties, so that these disclaimers and limitations may not apply to you. Sterling Wealth reserves its right to restrict, suspend or terminate your use of this Website at any time in Sterling Wealth’s absolute discretion.

    Ownership and Copyright

    The copyright in the Website and (unless otherwise indicated) its contents including all information, graphics, code, text and design are owned by Sterling Wealth. All material on this Website is Copyright 2020 Sterling Wealth. Unauthorized use of these names and logos is strictly forbidden. In the event anyone wishes to publish or distribute written marketing or other promotional material based upon the content of this Website, he/she may only do so having first obtained the prior written consent of a duly authorized officer of Sterling Wealth.

    Trademarks

    This Website contains names and logos, which are trademarks of Sterling Wealth. Any use of any of these names and logos would constitute an infringement of those trademarks and is thus forbidden.

    Third Party Data

    You understand and agree that: (1) The proprietary rights to all market data contained in this website (e.g. last sales prices, bids offers, industry classification information, performance data and related information provided to You) (“Market Data”) belong to Sterling Wealth or its third party data providers (“Data Disseminators”) (i.e., the various securities markets such as the NYSE, American Stock Exchange and NASDAQ and other entities that make, or assist in making, Market Data available to You): (2) neither Sterling Wealth, its affiliates nor any Data Disseminator guarantees the timelines, sequence, accuracy or completeness of Market Data or other messages that the Data Disseminator may disseminate; (3) Neither Sterling Wealth, any of its affiliates, nor any Data Disseminators shall have any liability to you or to any other person for any loss or damage arising from inaccuracies, errors, omissions, delays interruptions or non-performance, whether due to any negligent act or omission of any Data Disseminator or Sterling Wealth or any of its affiliates, any cause beyond their reasonable control, or otherwise; (4) neither Sterling Wealth, its affiliates nor any Data Disseminator may be held liable for any discontinuance on the provision of Market Data nor for any change in the manner of distribution for any reason; (5) Market data is made available for Your own individual use and You are prohibited from furnishing it to any other person or entity; (6) Sterling Wealth may terminate Your access to any or all Market Data, or any Data Disseminator may terminate your authorization to receive Market Data, at any time; (7) Data Disseminators are third party beneficiaries under this agreement and are entitled to enforce this agreement by legal proceeding or otherwise against You or any person that gains access to or uses Market Data other than as this agreement contemplates. You shall pay the reasonable attorney’s fees that any Data Disseminator may incur in so enforcing this agreement; and (8) nothing in this Agreement should be deemed as a solicitation or recommendation to buy or sell any securities or options.

    Severability

    In the event that any term/s of these Terms is/are held by a Court of competent jurisdiction to be invalid or unenforceable then the remainder of the Terms shall remain valid and enforceable. If any provision of these Terms is found by a Court of competent jurisdiction to be invalid, then you nevertheless agree that the Court shall endeavor to give effect to Sterling Wealth’s intentions as reflected in the Terms.

    Jurisdiction and Governing Law

    The terms and the use of this Website are governed by and shall be constructed in accordance with the laws of the State of Nevada. You agree that any dispute/s arising out of the Terms or the use of this Website be subject to the exclusive jurisdiction of the Courts of Nevada

    © 2121 Sterling Wealth Management | Powered By Sigma 1

    This website provides general information about the qualifications and business practices of Sterling Wealth Management, LLC (“SWM”). SWM is a registered investment advisor in the state of Nevada only. Registration does not imply a certain level of skill or training but only indicates that SWM has registered its business with state regulatory authorities. The information in this website has not been approved or verified by the SEC or by any state securities authority. "Simplifying Wealth." is a registered trademark of SWM. 

    This website is for informational purposes only, is not an offer, solicitation, recommendation, or commitment for any transaction or to buy or sell any security or other financial product, and is not intended as investment advice or as a confirmation of any transaction. Products and services in this website may not be available for residents of certain jurisdictions. Please consult with a SWM representative relating to the product or service in question for further information.

    Investments involve risk and are not guaranteed to appreciate. Any market price, indicative value, estimate, view, opinion, data, or other information herein is not warranted as to completeness or accuracy, is subject to change without notice, and SWM accepts no liability for its use or to update it or keep it current. Asset allocation, diversification, and rebalancing do not ensure a profit or protect against loss in declining markets. SWM does not provide legal, tax, or accounting advice.

    If you have any questions about the contents of this website, please contact us at (702) 228-0500 or by email at hello@sterlingwealth.net. Additional information about SWM is also available on the SEC’s website at www.adviserinfo.sec.gov. Our CRD number is 283916.

    Investment, insurance, and annuity products (i) Are Not FDIC Insured, (ii) May Lose Value, and (iii) Are Not Insured by Any Federal Government Agency.