Learning & Insights

529 plans (or education savings plans) work similarly to an IRA, but their funds can only be used for higher...

By Scott GardnerIn my last economic report, I contrasted the differences between the 2008 and 2020 recessions. As the current...

Most people are afraid of investing because they don’t understand it. They tend to sit on the sidelines until they...

By Scott GardnerWe are on the precipice of a significant stimulus rollout that has the potential of upending the economy...

By Scott GardnerOver 40% of Americans under the age of 60 believe that Social Security is a Ponzi Scheme. That’s...

I often read articles and hear people talk about how they will get rich by timing the market. On its...

By Scott Gardner, IAR, Realtor For many of us, retirement is a distant goal that seems nearly impossible to attain—this...

Today, my thoughts turn to something a bit more technical than I usually address—I want to discuss how monetary policy...

When building wealth, your focus should be on acquiring investments that appreciate in value and provide cash flow. Unfortunately, over...